8881 NW 189 TER, Miami-Dade County, FL 33018

Parcel: 3020040040550 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$613,210

Property Details

Beds
4
Baths
2.5
Living Sqft
2,728
Year Built
1995
Lot Sqft
7,000
Stories
2
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$525,000
2007-01-01
2
$232,600-56%
2015-06-19
THOMAS DUARTE &W CORDELIA U S BANK NA TRS
3
$368,200+58%
2017-04-17
U S BANK NA TRSCARLOS GARRAFA

Tax Assessment History

$613,210
Assessed (2025)
$642,709
Market Value
$613,210
Taxable Value
$12,484
Annual Tax
2024
$557,464
$648,539
2025
$613,210
$642,709
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $613,210 $642,709 $613,210 $12,484
2024 $557,464 $648,539 $557,464 $11,350

About 8881 NW 189 TER, Miami-Dade County, FL 33018

8881 NW 189 TER, Miami-Dade County, FL 33018 is a 4-bedroom, 2.5-bathroom residential - single family : 1 unit built in 1995 with 2,728 square feet of living space on a 7,000 square foot lot. The property is currently owned by CARLOS GARRAFA LUIS C LONGA, recorded as of 2026-04-19. The mailing address differs from the property address, suggesting this may be an investment property or rental.

The most recent sale was on 2017-04-17 for $368,200, when U S BANK NA TRS sold to CARLOS GARRAFA. The property has appreciated $135,600 (58%) since the prior sale of $232,600 on 2015-06-19. There are 3 recorded sales for this property.

The 2025 assessed value is $613,210 with a market value of $642,709. This breaks down to $217,000 for the land and $425,709 for the building. The assessed value increased 10% from $557,464 in 2024.

This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $150,764, and the median home value is $536,400.

The population density is 179 people per square mile. The complete ownership history of this property spans from 2007 to 2017, with 3 recorded transactions in the public record. The current assessed value represents 167% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $135 per square foot — a key metric for comparing value across the area's real estate market..

Building Permits (1)

Permit #TypeStatusCost
N1995036236 plumbing expired

Current Owner

CARLOS GARRAFA LUIS C LONGA
9724 NW 29 ST, DORAL, FL, 33172
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$5,305 — $9,384
Flood $400 — $800
Property/Wind $4,905 — $8,584

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$150,764
Median Home Value$536,400
Pop. Density179/sq mi

Neighborhood 33018

44.6%
Owner-Occ
55.4%
Investor
115
Flips (4yr)
6,390
New Biz (3yr)
Distress Risk
MODERATE
39
View full risk analysis →
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