430 GRAND BAY DR PH-2EN, Key Biscayne, FL 33149

Parcel: 2452050600940 · Residential · Condominium - Residential · Zoning: 1000

Assessed Value (2025)
$2,868,271

Property Details

Beds
3
Baths
4
Living Sqft
2,840
Year Built
1999
RESIDENTIAL - TOTAL VALUE : CONDOMINIUM - RESIDENTIAL

Sales History

1
$875,000
2000-01-01
2
$1,550,000+77%
2004-11-01
3
$3,850,000+148%
2021-12-09
MARIA PALACIO GARY ROBERT SPIVACK

Tax Assessment History

$2,868,271
Assessed (2025)
$2,868,271
Market Value
$2,868,271
Taxable Value
$58,396
Annual Tax
2024
$2,765,757
$2,994,332
2025
$2,868,271
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $2,868,271 $2,868,271 $2,868,271 $58,396
2024 $2,765,757 $2,994,332 $2,765,757 $56,309

About 430 GRAND BAY DR PH-2EN, Key Biscayne, FL 33149

430 GRAND BAY DR PH-2EN, Key Biscayne, FL 33149 is a 3-bedroom, 4-bathroom residential - total value : condominium - residential built in 1999 with 2,840 square feet of living space. The property is currently owned by GARY ROBERT SPIVACK LORRIE J SPIVACK, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-12-09 for $3,850,000, when MARIA PALACIO sold to GARY ROBERT SPIVACK. The property has appreciated $2,300,000 (148%) since the prior sale of $1,550,000 on 2004-11-01. There are 3 recorded sales for this property.

The 2025 assessed value is $2,868,271 with a market value of $2,868,271. The assessed value increased 4% from $2,765,757 in 2024. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $170,682, and the median home value is $1,539,500. The population density is 16,591 people per square mile.

430 GRAND BAY DR PH-2EN, Key Biscayne, FL 33149 is located in Key Biscayne, Florida. Property records, tax assessments, sales history, and ownership information for this Key Biscayne property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2000 to 2021, with 3 recorded transactions in the public record.

The current assessed value represents 75% of the most recent sale price. Based on the most recent sale, this property traded at $1356 per square foot — a key metric for comparing value across Key Biscayne's real estate market..

Current Owner

GARY ROBERT SPIVACK LORRIE J SPIVACK
430 GRAND BAY DR PH-2EN, KEY BISCAYNE, FL, 33149
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$23,346 — $40,955
Flood $400 — $800
Property/Wind $22,946 — $40,155

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$170,682
Median Home Value$1,539,500
Pop. Density16,591/sq mi

Neighborhood 33149

34.2%
Owner-Occ
65.8%
Investor
119
Flips (4yr)
3,025
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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