430 GRAND BAY DR 1008, Key Biscayne, FL 33149

Parcel: 2452050600860 · Residential · Condominium - Residential · Zoning: 1000

Assessed Value (2025)
$2,226,998

Property Details

Beds
3
Baths
4
Living Sqft
2,840
Year Built
1999
RESIDENTIAL - TOTAL VALUE : CONDOMINIUM - RESIDENTIAL

Sales History

1
$825,000
2000-01-01
2
$2,400,000+191%
2021-08-27
TOTEMBAM INVESTMENT S AANDRES OTERO

Tax Assessment History

$2,226,998
Assessed (2025)
$2,906,054
Market Value
$2,176,276
Taxable Value
$44,307
Annual Tax
2024
$2,164,236
$2,623,913
2025
$2,226,998
$2,906,054
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $2,226,998 $2,906,054 $2,176,276 $44,307
2024 $2,164,236 $2,623,913 $2,114,236 $43,044

About 430 GRAND BAY DR 1008, Key Biscayne, FL 33149

430 GRAND BAY DR 1008, Key Biscayne, FL 33149 is a 3-bedroom, 4-bathroom residential - total value : condominium - residential built in 1999 with 2,840 square feet of living space. The property is currently owned by ANDRES OTERO MARIA CAROLINA NAVAS, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2021-08-27 for $2,400,000, when TOTEMBAM INVESTMENT S A sold to ANDRES OTERO. The property has appreciated $1,575,000 (191%) since the prior sale of $825,000 on 2000-01-01. The 2025 assessed value is $2,226,998 with a market value of $2,906,054.

The assessed value increased 3% from $2,164,236 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $170,682, and the median home value is $1,539,500. The population density is 16,591 people per square mile.

There are active mortgage liens totaling $850,285 recorded against this property. 430 GRAND BAY DR 1008, Key Biscayne, FL 33149 is located in Key Biscayne, Florida. Property records, tax assessments, sales history, and ownership information for this Key Biscayne property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2000 to 2021, with 2 recorded transactions in the public record. The current assessed value represents 93% of the most recent sale price. Based on the most recent sale, this property traded at $845 per square foot — a key metric for comparing value across Key Biscayne's real estate market..

Current Owner

ANDRES OTERO MARIA CAROLINA NAVAS
430 GRAND BAY DR 1008, KEY BISCAYNE, FL, 33149
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$18,215 — $31,977
Flood $400 — $800
Property/Wind $17,815 — $31,177

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$170,682
Median Home Value$1,539,500
Pop. Density16,591/sq mi

Neighborhood 33149

34.2%
Owner-Occ
65.8%
Investor
119
Flips (4yr)
3,025
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$900,000
~$850,285 bal.
UNITED WHOLESALE MORTGAGE LLC · 2021-09-07
Est. Total Balance $850,285
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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