430 GRAND BAY DR 1102, Key Biscayne, FL 33149

Parcel: 2452050600220 · Residential · Condominium - Residential · Zoning: 1000

Assessed Value (2025)
$3,908,605

Property Details

Beds
3
Baths
5.5
Living Sqft
3,950
Year Built
1999
RESIDENTIAL - TOTAL VALUE : CONDOMINIUM - RESIDENTIAL

Sales History

1
$1,600,000
1999-12-01
2
$5,200,000+225%
2023-02-21
EDUARDO & MARIA ELENA CAMEJO TRSALBERTO GAVAZZI
3
$5,200,000
2023-02-27

Tax Assessment History

$3,908,605
Assessed (2025)
$4,223,849
Market Value
$3,857,883
Taxable Value
$78,543
Annual Tax
2024
$2,600,000
2025
$3,908,605
$4,223,849
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $3,908,605 $4,223,849 $3,857,883 $78,543
2024 $2,600,000 $2,600,000 $2,600,000 $52,934

About 430 GRAND BAY DR 1102, Key Biscayne, FL 33149

430 GRAND BAY DR 1102, Key Biscayne, FL 33149 is a 3-bedroom, 5.5-bathroom residential - total value : condominium - residential built in 1999 with 3,950 square feet of living space. The property is currently owned by ALBERTO GAVAZZI FERNANDA GAVAZZI, recorded as of 2026-04-19. The mailing address differs from the property address, suggesting this may be an investment property or rental.

The most recent sale was on 2023-02-27 for $5,200,000. There are 3 recorded sales for this property. The 2025 assessed value is $3,908,605 with a market value of $4,223,849.

The assessed value increased 50% from $2,600,000 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $170,682, and the median home value is $1,539,500. The population density is 16,591 people per square mile.

There are active mortgage liens totaling $3,214,702 recorded against this property. 430 GRAND BAY DR 1102, Key Biscayne, FL 33149 is located in Key Biscayne, Florida. Property records, tax assessments, sales history, and ownership information for this Key Biscayne property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1999 to 2023, with 3 recorded transactions in the public record. The current assessed value represents 75% of the most recent sale price. Based on the most recent sale, this property traded at $1316 per square foot — a key metric for comparing value across Key Biscayne's real estate market..

Current Owner

ALBERTO GAVAZZI FERNANDA GAVAZZI
430 GRAND BAY DR UNIT 1102, KEY BISCAYNE, FL, 33149-
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$31,668 — $55,520
Flood $400 — $800
Property/Wind $31,268 — $54,720

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$170,682
Median Home Value$1,539,500
Pop. Density16,591/sq mi

Neighborhood 33149

34.2%
Owner-Occ
65.8%
Investor
119
Flips (4yr)
3,025
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE 5.35% rate
$3,380,000
~$3,214,702 bal.
MORGAN STANLEY PRIVATE BANK NA · 2023-02-27
Est. Total Balance $3,214,702
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales