640 RIDGEWOOD RD, Key Biscayne, FL 33149

Parcel: 2452050010470 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$469,028

Property Details

Beds
4
Baths
2.5
Living Sqft
1,705
Year Built
1952
Lot Sqft
7,500
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$85,000
1976-03-01
2
$90,000+6%
1978-02-01
3
$100non-market transfer
2025-08-27
KENNETH D SAVAGE &W BARBARAKENNETH DAVID SAVAGE TRS
4
N/A
2025-09-29

Tax Assessment History

$469,028
Assessed (2025)
$2,031,771
Market Value
$418,306
Taxable Value
$8,516
Annual Tax
2024
$455,810
$1,811,703
2025
$469,028
$2,031,771
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $469,028 $2,031,771 $418,306 $8,516
2024 $455,810 $1,811,703 $405,810 $8,262

About 640 RIDGEWOOD RD, Key Biscayne, FL 33149

640 RIDGEWOOD RD, Key Biscayne, FL 33149 is a 4-bedroom, 2.5-bathroom residential - single family : 1 unit built in 1952 with 1,705 square feet of living space on a 7,500 square foot lot. The property is currently owned by KENNETH DAVID SAVAGE TRS KENNETH DAVID SAVAGE TRUST, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

There are 4 recorded sales for this property. The 2025 assessed value is $469,028 with a market value of $2,031,771. This breaks down to $1,755,000 for the land and $276,771 for the building.

The assessed value increased 3% from $455,810 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $250,001, and the median home value is $2,000,001. The population density is 3,407 people per square mile.

640 RIDGEWOOD RD, Key Biscayne, FL 33149 is located in Key Biscayne, Florida. Property records, tax assessments, sales history, and ownership information for this Key Biscayne property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1976 to 2025, with 4 recorded transactions in the public record..

Current Owner

KENNETH DAVID SAVAGE TRS KENNETH DAVID SAVAGE TRUST
640 RIDGEWOOD RD, MIAMI, FL, 33149
Since: 2026-04-19
View owner profile →

People Behind This Entity

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$6,028 — $11,118
Flood $400 — $800
Property/Wind $5,628 — $10,318

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$250,001
Median Home Value$2,000,001
Pop. Density3,407/sq mi

Neighborhood 33149

34.2%
Owner-Occ
65.8%
Investor
119
Flips (4yr)
3,025
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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