101 OCEAN LANE DR 305, Key Biscayne, FL 33149

Parcel: 2442320230190 · Residential · Condominium - Residential · Zoning: 3900

Assessed Value (2025)
$433,355

Property Details

Beds
1
Baths
1
Living Sqft
972
Year Built
1982
RESIDENTIAL - TOTAL VALUE : CONDOMINIUM - RESIDENTIAL

Sales History

1
$420,000
2015-06-04
JAIR HERNANDEZ TRSSTEPHEN SURPLESS
2
$545,000+30%
2024-06-10
STEPHEN SURPLESSJORGE OTERO
3
$545,000
2024-07-23
4
$100non-market transfer
2025-03-24
JORGE OTEROJORGE OTERO LE
5
N/A
2025-03-31

Tax Assessment History

$433,355
Assessed (2025)
$433,355
Market Value
$433,355
Taxable Value
$8,823
Annual Tax
2024
$314,116
$433,355
2025
$433,355
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $433,355 $433,355 $433,355 $8,823
2024 $314,116 $433,355 $314,116 $6,395

About 101 OCEAN LANE DR 305, Key Biscayne, FL 33149

101 OCEAN LANE DR 305, Key Biscayne, FL 33149 is a 1-bedroom, 1-bathroom residential - total value : condominium - residential built in 1982 with 972 square feet of living space. The property is currently owned by JORGE OTERO LE CRISTINA PACHON LE, recorded as of 2026-04-19. The mailing address differs from the property address, suggesting this may be an investment property or rental.

There are 5 recorded sales for this property. The 2025 assessed value is $433,355 with a market value of $433,355. The assessed value increased 38% from $314,116 in 2024.

This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $146,719, and the median home value is $799,300.

The population density is 30,655 people per square mile. There are active mortgage liens totaling $480,699 recorded against this property. 101 OCEAN LANE DR 305, Key Biscayne, FL 33149 is located in Key Biscayne, Florida.

Property records, tax assessments, sales history, and ownership information for this Key Biscayne property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2015 to 2025, with 5 recorded transactions in the public record..

Current Owner

JORGE OTERO LE CRISTINA PACHON LE
101 OCEAN LANE DR UNIT 305, KEY BISCAYNE, FL, 33149
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$4,733 — $8,600
Flood $400 — $800
Property/Wind $4,333 — $7,800

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$146,719
Median Home Value$799,300
Pop. Density30,655/sq mi

Neighborhood 33149

34.2%
Owner-Occ
65.8%
Investor
119
Flips (4yr)
3,025
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$490,500
~$480,699 bal.
BANK OF AMERICA NA · 2024-07-23
Est. Total Balance $480,699
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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