170 OCEAN LANE DR 409, Key Biscayne, FL 33149

Parcel: 2442320200560 · Residential · Condominium - Residential · Zoning: 5000

Assessed Value (2025)
$460,447

Property Details

Beds
2
Baths
2
Living Sqft
1,460
Year Built
1981
RESIDENTIAL - TOTAL VALUE : CONDOMINIUM - RESIDENTIAL

Sales History

1
$145,000
2014-07-03
DANIEL D BENNETTI DANIEL D BENNETTI
2
$100non-market transfer
2016-09-08
DANIEL D BENNETTI DANIEL D BENNETTI
3
$540,000
2020-07-31
DANIEL D BENNETTIJORGE A FERNANDEZ

Tax Assessment History

$460,447
Assessed (2025)
$570,853
Market Value
$409,725
Taxable Value
$8,342
Annual Tax
2024
$447,471
$620,492
2025
$460,447
$570,853
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $460,447 $570,853 $409,725 $8,342
2024 $447,471 $620,492 $397,471 $8,092

About 170 OCEAN LANE DR 409, Key Biscayne, FL 33149

170 OCEAN LANE DR 409, Key Biscayne, FL 33149 is a 2-bedroom, 2-bathroom residential - total value : condominium - residential built in 1981 with 1,460 square feet of living space. The property is currently owned by JORGE A FERNANDEZ, recorded as of 2026-03-29. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2020-07-31 for $540,000, when DANIEL D BENNETTI sold to JORGE A FERNANDEZ . The property has appreciated $539,900 (539900%) since the prior sale of $100 on 2016-09-08. There are 3 recorded sales for this property.

The 2025 assessed value is $460,447 with a market value of $570,853. The assessed value increased 3% from $447,471 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $146,719, and the median home value is $799,300.

The population density is 30,655 people per square mile. There are active mortgage liens totaling $289,229 recorded against this property. 170 OCEAN LANE DR 409, Key Biscayne, FL 33149 is located in Key Biscayne, Florida.

Property records, tax assessments, sales history, and ownership information for this Key Biscayne property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2014 to 2020, with 3 recorded transactions in the public record. The current assessed value represents 85% of the most recent sale price.

Based on the most recent sale, this property traded at $370 per square foot — a key metric for comparing value across Key Biscayne's real estate market..

Current Owner

JORGE A FERNANDEZ
170 OCEAN LANE DR 409, KEY BISCAYNE, FL, 33149
Since: 2026-03-29
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$5,004 — $9,088
Flood $400 — $800
Property/Wind $4,604 — $8,288

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$146,719
Median Home Value$799,300
Pop. Density30,655/sq mi

Neighborhood 33149

34.2%
Owner-Occ
65.8%
Investor
119
Flips (4yr)
3,025
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$378,000
~$289,229 bal.
LOANDEPOT.COM LLC · 2021-04-12
Est. Total Balance $289,229
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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