177 OCEAN LANE DR 409, Key Biscayne, FL 33149

Parcel: 2442320120530 · Residential · Condominium - Residential · Zoning: 4900

Assessed Value (2025)
$873,862

Property Details

Beds
2
Baths
2
Living Sqft
1,260
Year Built
1971
RESIDENTIAL - TOTAL VALUE : CONDOMINIUM - RESIDENTIAL

Sales History

1
$660,000
2013-04-12
FRANK ZINGAROPOLILAURIE SCOTT
2
$100non-market transfer
2021-07-16
LAURIE SCOTTLAS PROPERTIES LLC
3
$970,000
2022-02-15
LAS PROPERTIES LLCFERNANDO A GARRETON

Tax Assessment History

$873,862
Assessed (2025)
$976,771
Market Value
$823,140
Taxable Value
$16,758
Annual Tax
2024
$849,235
$1,050,291
2025
$873,862
$976,771
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $873,862 $976,771 $823,140 $16,758
2024 $849,235 $1,050,291 $799,235 $16,272

About 177 OCEAN LANE DR 409, Key Biscayne, FL 33149

177 OCEAN LANE DR 409, Key Biscayne, FL 33149 is a 2-bedroom, 2-bathroom residential - total value : condominium - residential built in 1971 with 1,260 square feet of living space. The property is currently owned by FERNANDO A GARRETON, recorded as of 2026-03-29. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2022-02-15 for $970,000, when LAS PROPERTIES LLC sold to FERNANDO A GARRETON . The property has appreciated $969,900 (969900%) since the prior sale of $100 on 2021-07-16. There are 3 recorded sales for this property.

The 2025 assessed value is $873,862 with a market value of $976,771. The assessed value increased 3% from $849,235 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $146,719, and the median home value is $799,300.

The population density is 30,655 people per square mile. There are active mortgage liens totaling $737,743 recorded against this property. 177 OCEAN LANE DR 409, Key Biscayne, FL 33149 is located in Key Biscayne, Florida.

Property records, tax assessments, sales history, and ownership information for this Key Biscayne property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2013 to 2022, with 3 recorded transactions in the public record. The current assessed value represents 90% of the most recent sale price.

Based on the most recent sale, this property traded at $770 per square foot — a key metric for comparing value across Key Biscayne's real estate market..

Current Owner

FERNANDO A GARRETON
177 OCEAN LANE DR 409, KEY BISCAYNE, FL, 33149
Since: 2026-03-29
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$9,138 — $16,529
Flood $400 — $800
Property/Wind $8,738 — $15,729

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$146,719
Median Home Value$799,300
Pop. Density30,655/sq mi

Neighborhood 33149

34.2%
Owner-Occ
65.8%
Investor
119
Flips (4yr)
3,025
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$776,000
~$737,743 bal.
CITADEL SERVICING CORP · 2022-02-22
Est. Total Balance $737,743
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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