181 HARBOR DR, Key Biscayne, FL 33149

Parcel: 2442320062160 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$2,960,038

Property Details

Beds
4
Baths
4
Living Sqft
4,520
Year Built
2003
Lot Sqft
7,500
Stories
3
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$412,500
1997-03-01
2
$576,000+40%
1999-03-01
3
$100non-market transfer
2026-04-15
ROBERTO PORCARI &W MERCEDESROBERTO PORCARI

Tax Assessment History

$2,960,038
Assessed (2025)
$3,165,677
Market Value
$2,960,038
Taxable Value
$60,264
Annual Tax
2024
$2,690,944
$2,956,063
2025
$2,960,038
$3,165,677
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $2,960,038 $3,165,677 $2,960,038 $60,264
2024 $2,690,944 $2,956,063 $2,690,944 $54,785

About 181 HARBOR DR, Key Biscayne, FL 33149

181 HARBOR DR, Key Biscayne, FL 33149 is a 4-bedroom, 4-bathroom residential - single family : 1 unit built in 2003 with 4,520 square feet of living space on a 7,500 square foot lot. The property is currently owned by ROBERTO PORCARI MERCEDES BEALE COSIO, recorded as of 2026-06-07. The mailing address differs from the property address, suggesting this may be an investment property or rental.

The most recent sale was on 2026-04-15 for $100, when ROBERTO PORCARI &W MERCEDES sold to ROBERTO PORCARI. The property sold for $575,900 less than the prior sale of $576,000 on 1999-03-01. There are 3 recorded sales for this property.

The 2025 assessed value is $2,960,038 with a market value of $3,165,677. This breaks down to $1,950,000 for the land and $1,215,677 for the building. The assessed value increased 10% from $2,690,944 in 2024.

This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $250,001, and the median home value is $2,000,001.

The population density is 3,407 people per square mile. 181 HARBOR DR, Key Biscayne, FL 33149 is located in Key Biscayne, Florida. Property records, tax assessments, sales history, and ownership information for this Key Biscayne property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 1997 to 2026, with 3 recorded transactions in the public record..

Current Owner

ROBERTO PORCARI MERCEDES BEALE COSIO
365 CARIBBEAN RD, KEY BISCAYNE, FL, 33149
Since: 2026-06-07
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$18,160 — $30,400
Flood $400 — $800
Property/Wind $17,760 — $29,600

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$250,001
Median Home Value$2,000,001
Pop. Density3,407/sq mi

Neighborhood 33149

34.2%
Owner-Occ
65.8%
Investor
119
Flips (4yr)
3,025
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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