161 HARBOR DR, Key Biscayne, FL 33149

Parcel: 2442320062120 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$5,346,920

Property Details

Beds
4
Baths
5.5
Living Sqft
5,136
Year Built
2024
Lot Sqft
8,890
Stories
3
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$1,500,000
2018-04-12
ROCKELL HENDRICKSON MC SHANDONALD CROSS
2
N/Anon-market transfer
2018-04-12
EST OF RUTH NEALDONALD CROSS

Tax Assessment History

$5,346,920
Assessed (2025)
$5,846,920
Market Value
$5,296,198
Taxable Value
$107,826
Annual Tax
2024
$1,604,201
$2,044,700
2025
$5,346,920
$5,846,920
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $5,346,920 $5,846,920 $5,296,198 $107,826
2024 $1,604,201 $2,044,700 $1,604,201 $32,660

About 161 HARBOR DR, Key Biscayne, FL 33149

161 HARBOR DR, Key Biscayne, FL 33149 is a 4-bedroom, 5.5-bathroom residential - single family : 1 unit built in 2024 with 5,136 square feet of living space on a 8,890 square foot lot. The property is currently owned by DONALD CROSS CARMEN ROSS, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2018-04-12 for $1,500,000, when ROCKELL HENDRICKSON MC SHAN sold to DONALD CROSS. The 2025 assessed value is $5,346,920 with a market value of $5,846,920. This breaks down to $2,311,400 for the land and $3,535,520 for the building.

The assessed value increased 233% from $1,604,201 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $250,001, and the median home value is $2,000,001. The population density is 3,407 people per square mile.

161 HARBOR DR, Key Biscayne, FL 33149 is located in Key Biscayne, Florida. Property records, tax assessments, sales history, and ownership information for this Key Biscayne property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2018 to 2018, with 2 recorded transactions in the public record.

The current assessed value represents 356% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $292 per square foot — a key metric for comparing value across Key Biscayne's real estate market..

Current Owner

DONALD CROSS CARMEN ROSS
161 HARBOR DRIVE, KEY BISCAYNE, FL, 33149
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$32,481 — $54,269
Flood $400 — $800
Property/Wind $32,081 — $53,469

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$250,001
Median Home Value$2,000,001
Pop. Density3,407/sq mi

Neighborhood 33149

34.2%
Owner-Occ
65.8%
Investor
119
Flips (4yr)
3,025
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
Zoom in to see property sales