137 HARBOR DR, Key Biscayne, FL 33149

Parcel: 2442320060300 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$2,017,993

Property Details

Beds
4
Baths
4.5
Living Sqft
3,282
Year Built
1999
Lot Sqft
7,999
Stories
2
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$249,000
1988-10-01
2
$415,100+67%
1998-05-01
3
$2,175,000+424%
2006-09-01

Tax Assessment History

$2,017,993
Assessed (2025)
$3,028,096
Market Value
$1,967,271
Taxable Value
$40,052
Annual Tax
2024
$1,961,121
$2,814,156
2025
$2,017,993
$3,028,096
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $2,017,993 $3,028,096 $1,967,271 $40,052
2024 $1,961,121 $2,814,156 $1,911,121 $38,909

About 137 HARBOR DR, Key Biscayne, FL 33149

137 HARBOR DR, Key Biscayne, FL 33149 is a 4-bedroom, 4.5-bathroom residential - single family : 1 unit built in 1999 with 3,282 square feet of living space on a 7,999 square foot lot. The property is currently owned by GUILLERMO VALENZUELA &W ILARIA CACOPARDO, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2006-09-01 for $2,175,000. The property has appreciated $1,759,900 (424%) since the prior sale of $415,100 on 1998-05-01. There are 3 recorded sales for this property.

The 2025 assessed value is $2,017,993 with a market value of $3,028,096. This breaks down to $1,975,753 for the land and $1,052,343 for the building. The assessed value increased 3% from $1,961,121 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $250,001, and the median home value is $2,000,001. The population density is 3,407 people per square mile. There are active mortgage liens totaling $1,151,685 recorded against this property.

137 HARBOR DR, Key Biscayne, FL 33149 is located in Key Biscayne, Florida. Property records, tax assessments, sales history, and ownership information for this Key Biscayne property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1988 to 2006, with 3 recorded transactions in the public record.

The current assessed value represents 93% of the most recent sale price. Based on the most recent sale, this property traded at $663 per square foot — a key metric for comparing value across Key Biscayne's real estate market..

Current Owner

GUILLERMO VALENZUELA &W ILARIA CACOPARDO
137 HARBOR DR, KEY BISCAYNE, FL, 33149-1303
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$16,543 — $29,051
Flood $400 — $800
Property/Wind $16,143 — $28,251

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$250,001
Median Home Value$2,000,001
Pop. Density3,407/sq mi

Neighborhood 33149

34.2%
Owner-Occ
65.8%
Investor
119
Flips (4yr)
3,025
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE 3.125% rate
$1,304,000
~$1,151,685 bal.
FIRST HORIZON BANK · 2021-03-09
Est. Total Balance $1,151,685
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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