401 RIDGEWOOD RD, Key Biscayne, FL 33149

Parcel: 2442320040770 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$5,916,598

Property Details

Beds
5
Baths
5.5
Living Sqft
4,464
Year Built
2021
Lot Sqft
8,373
Stories
2
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$328,500
2017-09-05
REBECCA S MCLUSKEY401 RIDGEWOOD LLC
2
$1,650,000+402%
2019-05-31
401 RIDGEWOOD LLCTAMARAC REAL ESTATE LLC
3
$6,900,000+318%
2022-09-26
TAMARAC REAL ESTATE LLCLEONARDO SIMOES ZICA
4
$6,900,000
2022-09-30

Tax Assessment History

$5,916,598
Assessed (2025)
$5,916,598
Market Value
$5,916,598
Taxable Value
$120,457
Annual Tax
2024
$5,703,960
2025
$5,916,598
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $5,916,598 $5,916,598 $5,916,598 $120,457
2024 $5,703,960 $5,703,960 $5,703,960 $116,128

About 401 RIDGEWOOD RD, Key Biscayne, FL 33149

401 RIDGEWOOD RD, Key Biscayne, FL 33149 is a 5-bedroom, 5.5-bathroom residential - single family : 1 unit built in 2021 with 4,464 square feet of living space on a 8,373 square foot lot. The property is currently owned by LEONARDO SIMOES ZICA JULIANA RIBERO ZICA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2022-09-30 for $6,900,000. There are 4 recorded sales for this property. The 2025 assessed value is $5,916,598 with a market value of $5,916,598.

This breaks down to $2,176,980 for the land and $3,739,618 for the building. The assessed value increased 4% from $5,703,960 in 2024. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $250,001, and the median home value is $2,000,001. The population density is 3,407 people per square mile.

There are active mortgage liens totaling $3,143,248 recorded against this property. 401 RIDGEWOOD RD, Key Biscayne, FL 33149 is located in Key Biscayne, Florida. Property records, tax assessments, sales history, and ownership information for this Key Biscayne property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2017 to 2022, with 4 recorded transactions in the public record. The current assessed value represents 86% of the most recent sale price. Based on the most recent sale, this property traded at $1546 per square foot — a key metric for comparing value across Key Biscayne's real estate market..

Current Owner

LEONARDO SIMOES ZICA JULIANA RIBERO ZICA
401 RIDGEWOOD RD, KEY BISCAYNE, FL, 33149
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$35,899 — $59,965
Flood $400 — $800
Property/Wind $35,499 — $59,165

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$250,001
Median Home Value$2,000,001
Pop. Density3,407/sq mi

Neighborhood 33149

34.2%
Owner-Occ
65.8%
Investor
119
Flips (4yr)
3,025
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE 3.625% rate
$3,400,000
~$3,143,248 bal.
JPMORGAN CHASE BANK NA · 2022-09-30
1 satisfied mortgage
SATISFIED 2021-03-11
$2,000,000
INTERCREDIT BANK NA
Est. Total Balance $3,143,248
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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