3 HARBOR PT, Key Biscayne, FL 33149

Parcel: 2442320020240 · Residential - Single Family · 1 Unit · Zoning: 2000

Assessed Value (2025)
$6,182,588

Property Details

Beds
4
Baths
8
Living Sqft
14,978
Year Built
1989
Lot Sqft
34,000
Stories
3
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$2,530,200
1994-06-01
2
$3,995,000+58%
1997-03-01
3
$50,000-99%
2012-03-25
FINLAY B MATHESONNICOLAS ESTRELLA

Tax Assessment History

$6,182,588
Assessed (2025)
$22,509,267
Market Value
$6,131,866
Taxable Value
$124,840
Annual Tax
2024
$6,008,346
$18,624,637
2025
$6,182,588
$22,509,267
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $6,182,588 $22,509,267 $6,131,866 $124,840
2024 $6,008,346 $18,624,637 $5,958,346 $121,307

About 3 HARBOR PT, Key Biscayne, FL 33149

3 HARBOR PT, Key Biscayne, FL 33149 is a 4-bedroom, 8-bathroom residential - single family : 1 unit built in 1989 with 14,978 square feet of living space on a 34,000 square foot lot. The property is currently owned by NICOLAS ESTRELLA, recorded as of 2026-03-29. The mailing address differs from the property address, suggesting this may be an investment property or rental.

The most recent sale was on 2012-03-25 for $50,000, when FINLAY B MATHESON sold to NICOLAS ESTRELLA . The property sold for $3,945,000 less than the prior sale of $3,995,000 on 1997-03-01. There are 3 recorded sales for this property.

The 2025 assessed value is $6,182,588 with a market value of $22,509,267. This breaks down to $19,154,439 for the land and $3,354,828 for the building. The assessed value increased 3% from $6,008,346 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $250,001, and the median home value is $2,000,001. The population density is 3,407 people per square mile. 3 HARBOR PT, Key Biscayne, FL 33149 is located in Key Biscayne, Florida.

Property records, tax assessments, sales history, and ownership information for this Key Biscayne property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1994 to 2012, with 3 recorded transactions in the public record. The current assessed value represents 12365% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $3 per square foot — a key metric for comparing value across Key Biscayne's real estate market..

Current Owner

NICOLAS ESTRELLA
1801 SW 3 AVE, MIAMI, FL, 33129
Since: 2026-03-29
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$62,225 — $112,086
Flood $400 — $800
Property/Wind $61,825 — $111,286

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$250,001
Median Home Value$2,000,001
Pop. Density3,407/sq mi

Neighborhood 33149

34.2%
Owner-Occ
65.8%
Investor
119
Flips (4yr)
3,025
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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