9655 E BAY HARBOR DR 3N, Bay Harbor Islands, FL 33154

Parcel: 1322270820040 · Residential · Condominium - Residential · Zoning: 4500

Assessed Value (2025)
$856,354

Property Details

Beds
3
Baths
3.5
Living Sqft
2,950
Year Built
1981
RESIDENTIAL - TOTAL VALUE : CONDOMINIUM - RESIDENTIAL

Sales History

1
$100non-market transfer
2012-11-28
LUISA LERMANLUISA LERMAN LE
2
N/Anon-market transfer
2013-01-12
LUISA LERMAN LELUISA LERMAN
3
$960,000
2019-09-30
LUISA LERMANBENJAMIN SMALL

Tax Assessment History

$856,354
Assessed (2025)
$1,505,935
Market Value
$805,632
Taxable Value
$16,402
Annual Tax
2024
$832,220
$1,254,946
2025
$856,354
$1,505,935
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $856,354 $1,505,935 $805,632 $16,402
2024 $832,220 $1,254,946 $782,220 $15,925

About 9655 E BAY HARBOR DR 3N, Bay Harbor Islands, FL 33154

9655 E BAY HARBOR DR 3N, Bay Harbor Islands, FL 33154 is a 3-bedroom, 3.5-bathroom residential - total value : condominium - residential built in 1981 with 2,950 square feet of living space. The property is currently owned by BENJAMIN SMALL AMY SMALL, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2019-09-30 for $960,000, when LUISA LERMAN sold to BENJAMIN SMALL. There are 3 recorded sales for this property. The 2025 assessed value is $856,354 with a market value of $1,505,935.

The assessed value increased 3% from $832,220 in 2024. The property has the following tax exemptions: homestead. The median household income in this area is $84,357, and the median home value is $547,100.

The population density is 7,114 people per square mile. There are active mortgage liens totaling $977,804 recorded against this property. 9655 E BAY HARBOR DR 3N, Bay Harbor Islands, FL 33154 is located in Bay Harbor Islands, Florida.

Property records, tax assessments, sales history, and ownership information for this Bay Harbor Islands property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2012 to 2019, with 3 recorded transactions in the public record. The current assessed value represents 89% of the most recent sale price.

Based on the most recent sale, this property traded at $325 per square foot — a key metric for comparing value across Bay Harbor Islands's real estate market..

Current Owner

BENJAMIN SMALL AMY SMALL
9655 E BAY HARBOR DR # 3N, BAY HARBOR ISLANDS, FL, 33154
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$8,963 — $16,214
Flood $400 — $800
Property/Wind $8,563 — $15,414

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$84,357
Median Home Value$547,100
Pop. Density7,114/sq mi

Neighborhood 33154

29.6%
Owner-Occ
70.4%
Investor
375
Flips (4yr)
3,175
New Biz (3yr)
Distress Risk
MODERATE
39
View full risk analysis →

Mortgages

ACTIVE
$1,032,500
~$977,804 bal.
BANK OF AMERICA NA · 2021-11-17
Est. Total Balance $977,804
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales