945 NW 38TH TER, DELRAY BEACH, FL 33445
Parcel: 12424612140010620 · Single Family · Zoning: 001
Assessed Value (2026)
$193,235
Property Details
Year Built
1993
Lot Sqft
12,971
Sales History
1
$655,000
2025-04-01
2
N/A
2025-05-09
3
$655,000
2025-05-09
4
$10non-market transfer
2025-11-19
5
N/A
2026-02-12
Tax Assessment History
$193,235
Assessed (2026)
$470,413
Market Value
$137,513
Taxable Value
$2,800
Annual Tax
2025
$193,235
$470,413
2026
$193,235
$470,413
Assessed Market
View detailed table
| Year | Assessed | Market | Taxable | Tax | Building | |
|---|---|---|---|---|---|---|
| 2026 | $193,235 | $470,413 | $137,513 | $2,800 | $179,203 | $291,210 |
| 2025 | $193,235 | $470,413 | $163,235 | $3,323 | $179,203 | $291,210 |
About 945 NW 38TH TER, DELRAY BEACH, FL 33445
945 NW 38TH TER, DELRAY BEACH, FL 33445 is a property built in 1993 on a 12,971 square foot lot. The property is currently owned by CAYCHO MELINDA A CAYCHO MELINDA A TR, recorded as of 2026-04-03. The owner appears to be owner-occupied based on the mailing address matching the property address.
There are 5 recorded sales for this property. The 2026 assessed value is $193,235 with a market value of $470,413. This breaks down to $179,203 for the land and $291,210 for the building.
The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.
The median household income in this area is $118,136, and the median home value is $362,800. The population density is 6,324 people per square mile. There are active mortgage liens totaling $414,993 recorded against this property.
945 NW 38TH TER, DELRAY BEACH, FL 33445 is located in DELRAY BEACH, Florida. Property records, tax assessments, sales history, and ownership information for this DELRAY BEACH property are sourced from palm_beach County public records. The complete ownership history of this property spans from 2025 to 2026, with 5 recorded transactions in the public record..
Current Owner
CAYCHO MELINDA A CAYCHO MELINDA A TR
945 NW 38TH TER, DELRAY BEACH, FL, 33445
Since: 2026-04-03
View owner profile →
Flood Zone
Zone X
Minimal risk
Est. Annual Insurance
$2,139 — $3,930
Flood $400 — $800
Property/Wind $1,739 — $3,130
Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.
Neighborhood
Median Income$118,136
Median Home Value$362,800
Pop. Density6,324/sq mi
Neighborhood 33445
70.6%
Owner-Occ
29.4%
Investor
12,564
Flips (4yr)
3,584
New Biz (3yr)
Distress Risk
MODERATE
30
Mortgages
ACTIVE
$420,000
BANKERS MORTGAGE LENDING INC · 2025-05-09
Est. Total Balance $414,993
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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