544 NE 20 TER, Homestead, FL 33033

Parcel: 1079170170640 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$228,007

Property Details

Beds
5
Baths
3
Living Sqft
3,129
Year Built
2006
Lot Sqft
7,186
Stories
2
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
$100non-market transfer
2009-03-04
NERY F MUNOZJPMORGAN CHASE BANK N A
2
$100non-market transfer
2009-04-29
JP MORGAN CHASE BANKFANNIE MAE
3
$183,000
2009-06-12
FEDERAL NATIONAL MORTGAGE ASSOCMICHELLE KAISER RATTO

Tax Assessment History

$228,007
Assessed (2025)
$536,846
Market Value
$177,285
Taxable Value
$3,609
Annual Tax
2024
$221,582
$541,504
2025
$228,007
$536,846
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $228,007 $536,846 $177,285 $3,609
2024 $221,582 $541,504 $171,582 $3,493

About 544 NE 20 TER, Homestead, FL 33033

544 NE 20 TER, Homestead, FL 33033 is a 5-bedroom, 3-bathroom residential - single family : cluster home built in 2006 with 3,129 square feet of living space on a 7,186 square foot lot. The property is currently owned by MICHELLE KAISER-RATTO, recorded as of 2026-03-29. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2009-06-12 for $183,000, when FEDERAL NATIONAL MORTGAGE ASSOC sold to MICHELLE KAISER RATTO. The property has appreciated $182,900 (182900%) since the prior sale of $100 on 2009-04-29. There are 3 recorded sales for this property.

The 2025 assessed value is $228,007 with a market value of $536,846. This breaks down to $151,639 for the land and $385,207 for the building. The assessed value increased 3% from $221,582 in 2024.

The property has the following tax exemptions: homestead. The median household income in this area is $37,988, and the median home value is $294,200. The population density is 7,689 people per square mile.

There are active mortgage liens totaling $46,933 recorded against this property. 544 NE 20 TER, Homestead, FL 33033 is located in Homestead, Florida. Property records, tax assessments, sales history, and ownership information for this Homestead property are sourced from miami_dade County public records.

The complete ownership history of this property spans from 2009 to 2009, with 3 recorded transactions in the public record. The current assessed value represents 125% of the most recent sale price. This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal.

Based on the most recent sale, this property traded at $58 per square foot — a key metric for comparing value across Homestead's real estate market..

Current Owner

MICHELLE KAISER-RATTO
544 NE 20 TERR, HOMESTEAD, FL, 33033
Since: 2026-03-29
View owner profile →

Est. Annual Insurance

$1,900 — $3,800
Flood $400 — $800
Property/Wind $1,500 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$37,988
Median Home Value$294,200
Pop. Density7,689/sq mi

Neighborhood 33033

61.9%
Owner-Occ
38.1%
Investor
247
Flips (4yr)
3,460
New Biz (3yr)
Distress Risk
MODERATE
32
View full risk analysis →

Mortgages

ACTIVE
$50,000
~$46,933 bal.
EDUCATIONAL FEDERAL CREDIT UNION · 2025-01-06
1 satisfied mortgage
SATISFIED 2021-10-21
$251,615
ROCKET MORTGAGE LLC
Est. Total Balance $46,933
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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