3103 N BAY RD, Miami Beach, FL 33140

Parcel: 0232270080250 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$2,511,971

Property Details

Beds
4
Baths
5
Living Sqft
3,730
Year Built
1938
Lot Sqft
7,320
Stories
2
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$1,725,000
2006-05-01
2
$100non-market transfer
2022-04-28
JOEL E FISHMAN &WJOEL E FISHMAN LE
3
N/A
2022-05-19
4
$3,650,000
2024-04-30
JOEL E FISHMAN LEELIZABETH FEIN
5
$3,650,000
2024-05-08

Tax Assessment History

$2,511,971
Assessed (2025)
$2,511,971
Market Value
$2,461,249
Taxable Value
$50,109
Annual Tax
2024
$886,203
$2,628,869
2025
$2,511,971
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $2,511,971 $2,511,971 $2,461,249 $50,109
2024 $886,203 $2,628,869 $836,203 $17,024

About 3103 N BAY RD, Miami Beach, FL 33140

3103 N BAY RD, Miami Beach, FL 33140 is a 4-bedroom, 5-bathroom residential - single family : 1 unit built in 1938 with 3,730 square feet of living space on a 7,320 square foot lot. The property is currently owned by ELIZABETH FEIN, recorded as of 2026-03-29. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2024-05-08 for $3,650,000. There are 5 recorded sales for this property. The 2025 assessed value is $2,511,971 with a market value of $2,511,971.

This breaks down to $1,830,000 for the land and $681,971 for the building. The assessed value increased 183% from $886,203 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $181,375, and the median home value is $1,152,300.

The population density is 3,125 people per square mile. There are active mortgage liens totaling $2,434,294 recorded against this property. 3103 N BAY RD, Miami Beach, FL 33140 is located in Miami Beach, Florida.

Property records, tax assessments, sales history, and ownership information for this Miami Beach property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2006 to 2024, with 5 recorded transactions in the public record. The current assessed value represents 69% of the most recent sale price.

This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $979 per square foot — a key metric for comparing value across Miami Beach's real estate market..

Current Owner

ELIZABETH FEIN
3103 N BAY RD, MIAMI BEACH, FL, 33140
Since: 2026-03-29
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$30,543 — $56,063
Flood $400 — $800
Property/Wind $30,143 — $55,263

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$181,375
Median Home Value$1,152,300
Pop. Density3,125/sq mi

Neighborhood 33140

27%
Owner-Occ
73%
Investor
2,819
Flips (4yr)
4,853
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE 6% rate
$2,500,000
~$2,434,294 bal.
STIFEL BANK & TRUST · 2024-05-08
Est. Total Balance $2,434,294
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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