4230 N BAY RD, Miami Beach, FL 33140

Parcel: 0232220110390 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$3,875,308

Property Details

Beds
5
Baths
4
Living Sqft
3,747
Year Built
1934
Lot Sqft
25,900
Stories
2
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$2,050,000
2020-10-13
FRANK MARREROERNESTO ARGUELLO
2
$100non-market transfer
2022-05-18
ERNESTO ARGUELLOONE FOR ONE BUILDERS LLC
3
N/A
2022-05-25
4
$525,000
2022-11-18
ONE FOR ONE BUILDERS LLCERNESTO ARGUELLO
5
$525,000
2022-12-01

Tax Assessment History

$3,875,308
Assessed (2025)
$4,715,498
Market Value
$3,824,586
Taxable Value
$77,866
Annual Tax
2024
$3,766,092
$4,715,498
2025
$3,875,308
$4,715,498
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $3,875,308 $4,715,498 $3,824,586 $77,866
2024 $3,766,092 $4,715,498 $3,716,092 $75,657

About 4230 N BAY RD, Miami Beach, FL 33140

4230 N BAY RD, Miami Beach, FL 33140 is a 5-bedroom, 4-bathroom residential - single family : 1 unit built in 1934 with 3,747 square feet of living space on a 25,900 square foot lot. The property is currently owned by ERNESTO ARGUELLO ASHLEY TAYLOR ARGUELLO, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2022-12-01 for $525,000. There are 5 recorded sales for this property. The 2025 assessed value is $3,875,308 with a market value of $4,715,498.

This breaks down to $4,351,200 for the land and $364,298 for the building. The assessed value increased 3% from $3,766,092 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $153,229, and the median home value is $1,162,800.

The population density is 4,659 people per square mile. There are active mortgage liens totaling $2,774,813 recorded against this property. 4230 N BAY RD, Miami Beach, FL 33140 is located in Miami Beach, Florida.

Property records, tax assessments, sales history, and ownership information for this Miami Beach property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2020 to 2022, with 5 recorded transactions in the public record. The current assessed value represents 738% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $140 per square foot — a key metric for comparing value across Miami Beach's real estate market..

Current Owner

ERNESTO ARGUELLO ASHLEY TAYLOR ARGUELLO
4230 N BAY RD, MIAMI BEACH, FL, 33140
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$46,903 — $86,056
Flood $400 — $800
Property/Wind $46,503 — $85,256

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$153,229
Median Home Value$1,162,800
Pop. Density4,659/sq mi

Neighborhood 33140

27%
Owner-Occ
73%
Investor
2,819
Flips (4yr)
4,853
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE 4.875% rate
$2,940,000
~$2,774,813 bal.
CITY NATIONAL BANK OF FLORIDA · 2022-12-01
1 satisfied mortgage
SATISFIED 2022-05-25
$1,050,000
PH BEACH LLC
Est. Total Balance $2,774,813
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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