645 NE 55 TER, Miami, FL 33137

645 NE 55 TER, Miami, FL 33137 is a 5-bedroom, 4.5-bathroom residential - single family : 1 unit built in 1941 with 3,264 square feet of living space on a 14,160 square foot lot. The property is currently owned by JAMES ROSENBERG &W LISA ROSENBERG, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2004-09-01 for $545,000. The property has appreciated $495,000 (990%) since the prior sale of $50,000 on 1975-06-01. The 2025 assessed value is $941,275 with a market value of $3,168,909.

This breaks down to $2,336,400 for the land and $832,509 for the building. The assessed value increased 3% from $914,994 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $96,833, and the median home value is $1,188,500.

The population density is 4,093 people per square mile. There are active mortgage liens totaling $700,022 recorded against this property. 645 NE 55 TER, Miami, FL 33137 is located in Miami, Florida.

Property records, tax assessments, sales history, and ownership information for this Miami property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1975 to 2004, with 2 recorded transactions in the public record. The current assessed value represents 173% of the most recent sale price.

This high ratio could indicate the property was purchased below market value — a potential sign of a distressed sale or off-market deal. Based on the most recent sale, this property traded at $167 per square foot — a key metric for comparing value across Miami's real estate market..