20976 SW 85 PL, Cutler Bay, FL 33189

Parcel: 3660100210340 · Residential - Single Family · Cluster Home · Zoning: 0100

Assessed Value (2025)
$190,383

Property Details

Beds
4
Baths
3
Living Sqft
2,020
Year Built
1988
Lot Sqft
7,106
Stories
2
RESIDENTIAL - SINGLE FAMILY : CLUSTER HOME

Sales History

1
N/Anon-market transfer
1990-06-01
2
$127,000
1991-04-01
3
$317,000+150%
2005-03-01

Tax Assessment History

$190,383
Assessed (2025)
$466,521
Market Value
$139,661
Taxable Value
$2,843
Annual Tax
2024
$185,018
$481,073
2025
$190,383
$466,521
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $190,383 $466,521 $139,661 $2,843
2024 $185,018 $481,073 $135,018 $2,749

About 20976 SW 85 PL, Cutler Bay, FL 33189

20976 SW 85 PL, Cutler Bay, FL 33189 is a 4-bedroom, 3-bathroom residential - single family : cluster home built in 1988 with 2,020 square feet of living space on a 7,106 square foot lot. The property is currently owned by JOHN O TOPOLKA &W JODI A TOPOLKA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2005-03-01 for $317,000. The property has appreciated $190,000 (150%) since the prior sale of $127,000 on 1991-04-01. There are 3 recorded sales for this property.

The 2025 assessed value is $190,383 with a market value of $466,521. This breaks down to $258,620 for the land and $207,901 for the building. The assessed value increased 3% from $185,018 in 2024.

The property has the following tax exemptions: homestead. The median household income in this area is $59,248, and the median home value is $344,300. The population density is 1,820 people per square mile.

20976 SW 85 PL, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1990 to 2005, with 3 recorded transactions in the public record.

The current assessed value represents 60% of the most recent sale price. This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $157 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

JOHN O TOPOLKA &W JODI A TOPOLKA
20976 SW 85 PL, MIAMI, FL, 33189-3320
Since: 2026-04-19
View owner profile →

Est. Annual Insurance

$2,303 — $4,226
Flood $400 — $800
Property/Wind $1,903 — $3,426

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$59,248
Median Home Value$344,300
Pop. Density1,820/sq mi

Neighborhood 20976

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
11
View full risk analysis →
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