20548 SW 93 AVE, Cutler Bay, FL 33189

Parcel: 3660090280130 · Residential - Single Family · Residential · Zoning: 3001

Assessed Value (2025)
$292,925

Property Details

Beds
3
Baths
2
Living Sqft
1,309
Year Built
2003
Lot Sqft
3,450
Stories
1
RESIDENTIAL - SINGLE FAMILY : RESIDENTIAL - TOTAL VALUE

Sales History

1
$140,990
2003-07-01
PATIO LINDO HOMES LTD SUSAN MULLINS
2
$100non-market transfer
2018-09-24
SUSAN MULLINS SUSAN KAY MULLINS LE
3
$420,000
2023-06-22
SUSAN KAY MULLINS LECINDY FONSECA LE
4
$420,000
2023-07-06

Tax Assessment History

$292,925
Assessed (2025)
$349,534
Market Value
$242,203
Taxable Value
$4,931
Annual Tax
2024
$284,670
$351,774
2025
$292,925
$349,534
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $292,925 $349,534 $242,203 $4,931
2024 $284,670 $351,774 $234,670 $4,778

About 20548 SW 93 AVE, Cutler Bay, FL 33189

20548 SW 93 AVE, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : residential - total value built in 2003 with 1,309 square feet of living space on a 3,450 square foot lot. The property is currently owned by CINDY FONSECA LE REM ANDRE NIOVEL LARA, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2023-07-06 for $420,000. There are 4 recorded sales for this property. The 2025 assessed value is $292,925 with a market value of $349,534.

This breaks down to $172,500 for the land and $177,034 for the building. The assessed value increased 3% from $284,670 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100.

The population density is 7,642 people per square mile. There are active mortgage liens totaling $325,340 recorded against this property. 20548 SW 93 AVE, Cutler Bay, FL 33189 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2003 to 2023, with 4 recorded transactions in the public record. The current assessed value represents 70% of the most recent sale price.

Based on the most recent sale, this property traded at $321 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

CINDY FONSECA LE REM ANDRE NIOVEL LARA
20548 SW 93 AVE, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$2,157 — $3,800
Flood $400 — $800
Property/Wind $1,757 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 20548

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
LOW
6
View full risk analysis →

Mortgages

ACTIVE
$336,000
~$325,340 bal.
BANKING MORTGAGE SERVICES · 2023-07-06
Est. Total Balance $325,340
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
Zoom in to see property sales