9865 SANTOS DR, Cutler Bay, FL 33189

Parcel: 3660080070710 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$466,130

Property Details

Beds
3
Baths
2
Living Sqft
1,214
Year Built
1959
Lot Sqft
13,858
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$100non-market transfer
2018-10-26
ANDRES H ESPINOZA &W LIDIA AYALAANDRES HUMBERTO ESPINOZA
2
$365,000
2020-02-27
ANDRES HUMBERTO ESPINOZACAROL LOPEZ GARCIA
3
$540,000+48%
2023-09-28
CAROL LOPEZ GARCIALAZARO AMAURY HERNANDEZ ESTRADA

Tax Assessment History

$466,130
Assessed (2025)
$466,130
Market Value
$415,408
Taxable Value
$8,457
Annual Tax
2024
$466,196
2025
$466,130
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $466,130 $466,130 $415,408 $8,457
2024 $466,196 $466,196 $466,196 $9,491

About 9865 SANTOS DR, Cutler Bay, FL 33189

9865 SANTOS DR, Cutler Bay, FL 33189 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1959 with 1,214 square feet of living space on a 13,858 square foot lot. The property is currently owned by LAZARO AMAURY HERNANDEZ ESTRADA KARELIS GALINDO, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2023-09-28 for $540,000, when CAROL LOPEZ GARCIA sold to LAZARO AMAURY HERNANDEZ ESTRADA. The property has appreciated $175,000 (48%) since the prior sale of $365,000 on 2020-02-27. There are 3 recorded sales for this property.

The 2025 assessed value is $466,130 with a market value of $466,130. This breaks down to $297,972 for the land and $168,158 for the building. The assessed value decreased 0% from $466,196 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $76,722, and the median home value is $410,100. The population density is 7,642 people per square mile. There are active mortgage liens totaling $498,253 recorded against this property.

9865 SANTOS DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2018 to 2023, with 3 recorded transactions in the public record.

The current assessed value represents 86% of the most recent sale price. Based on the most recent sale, this property traded at $445 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

LAZARO AMAURY HERNANDEZ ESTRADA KARELIS GALINDO
9865 SANTOS DR, CUTLER BAY, FL, 33189
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$5,993 — $11,054
Flood $400 — $800
Property/Wind $5,593 — $10,254

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi

Neighborhood 33189

59%
Owner-Occ
41%
Investor
77
Flips (4yr)
1,212
New Biz (3yr)
Distress Risk
MODERATE
31
View full risk analysis →

Mortgages

ACTIVE
$513,000
~$498,253 bal.
NEWREZ LLC · 2023-10-13
Est. Total Balance $498,253
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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