9985 MONTEGO BAY DR, Cutler Bay, FL 33189
Parcel: 3660080061590 · Residential - Single Family · 1 Unit · Zoning: 0100
Assessed Value (2025)
$279,372
Property Details
Beds
4
Baths
2
Living Sqft
1,225
Year Built
1956
Lot Sqft
9,081
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT
Sales History
1
$93,333
1995-05-01
2
N/Anon-market transfer
1999-03-01
3
$100non-market transfer
2021-09-07
GLORIA P TORRES &H MARVIN → GLORIA P TORRES
Tax Assessment History
$279,372
Assessed (2025)
$408,395
Market Value
$279,372
Taxable Value
$5,688
Annual Tax
2024
$253,975
$408,450
2025
$279,372
$408,395
Assessed Market
View detailed table
| Year | Assessed | Market | Taxable | Tax | Building | |
|---|---|---|---|---|---|---|
| 2025 | $279,372 | $408,395 | $279,372 | $5,688 | $259,965 | $148,430 |
| 2024 | $253,975 | $408,450 | $253,975 | $5,171 | $259,965 | $148,485 |
About 9985 MONTEGO BAY DR, Cutler Bay, FL 33189
9985 MONTEGO BAY DR, Cutler Bay, FL 33189 is a 4-bedroom, 2-bathroom residential - single family : 1 unit built in 1956 with 1,225 square feet of living space on a 9,081 square foot lot. The property is currently owned by GLORIA P TORRES, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.
The most recent sale was on 2021-09-07 for $100, when GLORIA P TORRES &H MARVIN sold to GLORIA P TORRES. There are 3 recorded sales for this property. The 2025 assessed value is $279,372 with a market value of $408,395.
This breaks down to $259,965 for the land and $148,430 for the building. The assessed value increased 10% from $253,975 in 2024. This property is located in FEMA Flood Zone X, which indicates minimal flood risk.
Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,722, and the median home value is $410,100. The population density is 7,642 people per square mile.
9985 MONTEGO BAY DR, Cutler Bay, FL 33189 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1995 to 2021, with 3 recorded transactions in the public record..
Current Owner
GLORIA P TORRES
9985 MONTEGO BAY DR, MIAMI, FL, 33189
Since: 2026-04-19
View owner profile →
Flood Zone
Zone X
Minimal risk
Est. Annual Insurance
$3,752 — $6,946
Flood $400 — $800
Property/Wind $3,352 — $6,146
Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.
Neighborhood
Median Income$76,722
Median Home Value$410,100
Pop. Density7,642/sq mi
Neighborhood 33189
59%
Owner-Occ
41%
Investor
77
Flips (4yr)
1,212
New Biz (3yr)
Distress Risk
MODERATE
31
Zoom in to see property sales