18645 SW 89 CT, Cutler Bay, FL 33157

Parcel: 3660040301010 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$230,557

Property Details

Beds
3
Baths
2
Living Sqft
1,924
Year Built
1978
Lot Sqft
16,552
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$62,300
1978-11-01
2
$100non-market transfer
2024-03-07
JOAN NEALJOAN NEAL LE
3
N/A
2024-03-14

Tax Assessment History

$230,557
Assessed (2025)
$604,476
Market Value
$0
Taxable Value
2024
$224,060
$606,436
2025
$230,557
$604,476
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $230,557 $604,476 $0
2024 $224,060 $606,436 $0

About 18645 SW 89 CT, Cutler Bay, FL 33157

18645 SW 89 CT, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1978 with 1,924 square feet of living space on a 16,552 square foot lot. The property is currently owned by JOAN NEAL LE REM JOANN PENLAND, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

There are 3 recorded sales for this property. The 2025 assessed value is $230,557 with a market value of $604,476. This breaks down to $362,848 for the land and $241,628 for the building.

The assessed value increased 3% from $224,060 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $123,167, and the median home value is $467,200. The population density is 4,679 people per square mile.

18645 SW 89 CT, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1978 to 2024, with 3 recorded transactions in the public record..

Building Permits (1)

Permit #TypeStatusCost
C2003167665 limp expired

Current Owner

JOAN NEAL LE REM JOANN PENLAND
18645 SW 89 CT, CUTLER BAY, FL, 33157-7117
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$2,705 — $4,950
Flood $400 — $800
Property/Wind $2,305 — $4,150

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 18645

100%
Owner-Occ
0%
Investor
0
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
29
View full risk analysis →
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