9030 SW 186 TER, Cutler Bay, FL 33157

Parcel: 3660040200540 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$309,531

Property Details

Beds
3
Baths
2
Living Sqft
1,644
Year Built
1969
Lot Sqft
11,440
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$93,500
1990-11-01
2
$174,200+86%
2012-04-03
MICHAEL H REIFENBERGFEDERAL NATL MTG ASSN
3
$316,000+81%
2016-04-01
FEDERAL NATL MTG ASSNJESSICA QUINTANA GUZMAN

Tax Assessment History

$309,531
Assessed (2025)
$515,949
Market Value
$258,809
Taxable Value
$5,269
Annual Tax
2024
$300,808
$517,572
2025
$309,531
$515,949
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $309,531 $515,949 $258,809 $5,269
2024 $300,808 $517,572 $250,808 $5,106

About 9030 SW 186 TER, Cutler Bay, FL 33157

9030 SW 186 TER, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1969 with 1,644 square feet of living space on a 11,440 square foot lot. The property is currently owned by JESSICA QUINTANA GUZMAN SERGIO GUZMAN, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2016-04-01 for $316,000, when FEDERAL NATL MTG ASSN sold to JESSICA QUINTANA GUZMAN. The property has appreciated $141,800 (81%) since the prior sale of $174,200 on 2012-04-03. There are 3 recorded sales for this property.

The 2025 assessed value is $309,531 with a market value of $515,949. This breaks down to $295,350 for the land and $220,599 for the building. The assessed value increased 3% from $300,808 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain). Flood insurance is typically required by lenders for properties in this zone.

The median household income in this area is $123,167, and the median home value is $467,200. The population density is 4,679 people per square mile. There are active mortgage liens totaling $97,575 recorded against this property.

9030 SW 186 TER, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1990 to 2016, with 3 recorded transactions in the public record.

The current assessed value represents 98% of the most recent sale price. Based on the most recent sale, this property traded at $192 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

JESSICA QUINTANA GUZMAN SERGIO GUZMAN
9030 SW 186 TER, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$4,114 — $7,609
Flood $400 — $800
Property/Wind $3,714 — $6,809

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →

Mortgages

ACTIVE
$100,000
~$97,575 bal.
PNC BANK NA · 2021-12-20
Est. Total Balance $97,575
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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