19820 CHRISTMAS RD, Cutler Bay, FL 33157

Parcel: 3660040100530 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$173,630

Property Details

Beds
4
Baths
2
Living Sqft
2,129
Year Built
1958
Lot Sqft
8,910
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$58,000
1993-06-01
2
N/Anon-market transfer
2006-10-01
3
$100non-market transfer
2019-11-08
JOSEPH T & KENNETH T OLIVER &KENNETH T OLIVER

Tax Assessment History

$173,630
Assessed (2025)
$503,376
Market Value
$122,908
Taxable Value
$2,502
Annual Tax
2024
$168,737
$505,487
2025
$173,630
$503,376
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $173,630 $503,376 $122,908 $2,502
2024 $168,737 $505,487 $118,737 $2,417

About 19820 CHRISTMAS RD, Cutler Bay, FL 33157

19820 CHRISTMAS RD, Cutler Bay, FL 33157 is a 4-bedroom, 2-bathroom residential - single family : 1 unit built in 1958 with 2,129 square feet of living space on a 8,910 square foot lot. The property is currently owned by KENNETH T OLIVER CRISTEN L OLIVER, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2019-11-08 for $100, when JOSEPH T & KENNETH T OLIVER & sold to KENNETH T OLIVER . There are 3 recorded sales for this property. The 2025 assessed value is $173,630 with a market value of $503,376.

This breaks down to $257,400 for the land and $245,976 for the building. The assessed value increased 3% from $168,737 in 2024. The property has the following tax exemptions: homestead.

This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X. The median household income in this area is $76,136, and the median home value is $396,300.

The population density is 4,818 people per square mile. There are active mortgage liens totaling $278,819 recorded against this property. 19820 CHRISTMAS RD, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 1993 to 2019, with 3 recorded transactions in the public record..

Current Owner

KENNETH T OLIVER CRISTEN L OLIVER
19820 CHRISTMAS RD, CUTLER BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$2,483 — $4,619
Flood $400 — $800
Property/Wind $2,083 — $3,819

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$76,136
Median Home Value$396,300
Pop. Density4,818/sq mi

Neighborhood 19820

100%
Owner-Occ
0%
Investor
1
Flips (4yr)
0
New Biz (3yr)
Distress Risk
MODERATE
30
View full risk analysis →

Mortgages

ACTIVE
$322,000
~$278,819 bal.
AMERICAN FINANCIAL NETWORK INC · 2021-08-10
Est. Total Balance $278,819
* Estimated assuming 30-year fixed mortgage at prevailing rate at origination. Actual terms may differ.
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