8870 SW 186 TER, Cutler Bay, FL 33157

Parcel: 3660040070520 · Residential - Single Family · 1 Unit · Zoning: 0100

Assessed Value (2025)
$132,821

Property Details

Beds
3
Baths
2
Living Sqft
1,930
Year Built
1959
Lot Sqft
8,953
Stories
1
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$62,300
2003-04-01
2
$280,000+349%
2008-10-28
PATRICIA G & AL R MOORE TRUSTEECHARLES ALLEN &W
3
$100non-market transfer
2024-10-04
CHARLES ALLEN &WCHARLES W ALLEN TRS
4
N/A
2025-03-21

Tax Assessment History

$132,821
Assessed (2025)
$496,054
Market Value
$82,099
Taxable Value
$1,671
Annual Tax
2024
$129,078
$497,941
2025
$132,821
$496,054
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $132,821 $496,054 $82,099 $1,671
2024 $129,078 $497,941 $79,078 $1,610

About 8870 SW 186 TER, Cutler Bay, FL 33157

8870 SW 186 TER, Cutler Bay, FL 33157 is a 3-bedroom, 2-bathroom residential - single family : 1 unit built in 1959 with 1,930 square feet of living space on a 8,953 square foot lot. The property is currently owned by CHARLES W ALLEN TRS THE CHARLES W ALLEN AND KAREN C, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

There are 4 recorded sales for this property. The 2025 assessed value is $132,821 with a market value of $496,054. This breaks down to $258,045 for the land and $238,009 for the building.

The assessed value increased 3% from $129,078 in 2024. The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone AE, a Special Flood Hazard Area with a 1% annual chance of flooding (100-year floodplain).

Flood insurance is typically required by lenders for properties in this zone. The median household income in this area is $123,167, and the median home value is $467,200. The population density is 4,679 people per square mile.

8870 SW 186 TER, Cutler Bay, FL 33157 is located in Cutler Bay, Florida. Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2003 to 2025, with 4 recorded transactions in the public record..

Current Owner

CHARLES W ALLEN TRS THE CHARLES W ALLEN AND KAREN C
8870 SW 186 TER, PALMETTO BAY, FL, 33157
Since: 2026-04-19
View owner profile →

Flood Zone

Zone AE
Special Flood Hazard Area

Est. Annual Insurance

$1,993 — $3,800
Flood $400 — $800
Property/Wind $1,593 — $3,000

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$123,167
Median Home Value$467,200
Pop. Density4,679/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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