8221 SW 185 TER, Cutler Bay, FL 33157

Parcel: 3660030140140 · Residential - Single Family · 1 Unit · Zoning: 2100

Assessed Value (2025)
$399,700

Property Details

Beds
3
Baths
3
Living Sqft
3,718
Year Built
1983
Lot Sqft
16,368
Stories
2
RESIDENTIAL - SINGLE FAMILY : 1 UNIT

Sales History

1
$210,000
2000-07-01
2
$563,000+168%
2005-01-01
3
$620,000+10%
2006-12-01

Tax Assessment History

$399,700
Assessed (2025)
$778,472
Market Value
$348,978
Taxable Value
$7,105
Annual Tax
2024
$388,436
$782,339
2025
$399,700
$778,472
Assessed Market
View detailed table
YearAssessedMarketTaxableTax
2025 $399,700 $778,472 $348,978 $7,105
2024 $388,436 $782,339 $338,436 $6,890

About 8221 SW 185 TER, Cutler Bay, FL 33157

8221 SW 185 TER, Cutler Bay, FL 33157 is a 3-bedroom, 3-bathroom residential - single family : 1 unit built in 1983 with 3,718 square feet of living space on a 16,368 square foot lot. The property is currently owned by GARY CHESMAN &W CANDIDA CARMEN, recorded as of 2026-04-19. The owner appears to be owner-occupied based on the mailing address matching the property address.

The most recent sale was on 2006-12-01 for $620,000. The property has appreciated $57,000 (10%) since the prior sale of $563,000 on 2005-01-01. There are 3 recorded sales for this property.

The 2025 assessed value is $399,700 with a market value of $778,472. This breaks down to $360,732 for the land and $417,740 for the building. The assessed value increased 3% from $388,436 in 2024.

The property has the following tax exemptions: homestead. This property is located in FEMA Flood Zone X, which indicates minimal flood risk. Flood insurance is typically not required for properties in Zone X.

The median household income in this area is $108,165, and the median home value is $575,000. The population density is 3,712 people per square mile. 8221 SW 185 TER, Cutler Bay, FL 33157 is located in Cutler Bay, Florida.

Property records, tax assessments, sales history, and ownership information for this Cutler Bay property are sourced from miami_dade County public records. The complete ownership history of this property spans from 2000 to 2006, with 3 recorded transactions in the public record. The current assessed value represents 64% of the most recent sale price.

This low ratio may suggest the property is under-assessed relative to market value, common after recent improvements or a competitive purchase. Based on the most recent sale, this property traded at $167 per square foot — a key metric for comparing value across Cutler Bay's real estate market..

Current Owner

GARY CHESMAN &W CANDIDA CARMEN
8221 SW 185 TERR, MIAMI, FL, 33157-7328
Since: 2026-04-19
View owner profile →

Flood Zone

Zone X
Minimal risk

Est. Annual Insurance

$4,397 — $7,994
Flood $400 — $800
Property/Wind $3,997 — $7,194

Estimate based on FEMA flood zone, property value, and year built. Actual premiums vary based on elevation, mitigation features, roof condition, and insurer. Not a quote.

Neighborhood

Median Income$108,165
Median Home Value$575,000
Pop. Density3,712/sq mi

Neighborhood 33157

46.3%
Owner-Occ
53.7%
Investor
161
Flips (4yr)
2,488
New Biz (3yr)
Distress Risk
MODERATE
36
View full risk analysis →
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